Not all savings are created equal. 🚗💨 A few smart moves can help you get in the driver’s seat faster: ◾Shop at the end of the month or year — dealers are more likely to offer deals to meet sales goals. ◾Aim for a strong down payment. On average, that’s about $6,400 for a new car. It reduces your loan amount and can unlock better financing. ◾Set up automatic transfers into your savings. Small, consistent deposits add up and make it easier to hit your down payment goal. Santander Bank, N.A. Memb